Privacy Policy

Information Collected

In connection with a life insurance quote or a review of existing coverage, we may collect your name, telephone number, date of birth, health information you elect to provide, household and financial details relevant to a coverage calculation, and information about policies you currently hold.

During visits to this website, certain technical data may be recorded automatically, including browser and device type, pages accessed and an approximate location inferred from your IP address.

Use of Information

Information you provide is used to calculate coverage needs, prepare quotes, complete applications you authorize, review existing policies and respond to inquiries.

We may also retain records of our discussions, notify you of relevant dates such as term conversion deadlines, and use aggregated information to improve our services and this website.

Cookies and Analytics

This website may use cookies and comparable technologies to understand visitor activity. Browsers can be configured to decline cookies, though certain site functions may then be limited.

Disclosure of Information

We do not sell personal information. When you choose to apply for coverage, the information required to evaluate that application is provided to the issuing insurance company.

Information may also be disclosed to service providers supporting our operations, or where disclosure is required by law or necessary to protect rights and safety.

Security

We apply reasonable safeguards to information in our possession. No transmission or storage method is entirely secure, and absolute security cannot be assured.

Your Rights and Choices

You may request correction or updating of your information, or ask that we stop contacting you, by calling the number below. Additional rights may apply under the law of your place of residence.

External Links

Links on this website may lead to sites operated by others. Their privacy practices and content are outside our control.

Minors

This website is directed to adults. We do not knowingly collect personal information online from children under 13. Information concerning a child is obtained only from a parent or guardian applying for juvenile coverage.

Revisions

This Privacy Policy may be amended periodically. The date shown at the top of this page will reflect the most recent revision.